Equipment Leasing and Financing Options

Sometimes, you don’t need to buy the equipment for your next big move in business. Sometimes, it makes more sense to lease it, so you can gain a return on the investment without a long-term commitment to building equity in an asset. At other times, though, the core equipment you need to work will become one of your most important assets, and when you are planning to upgrade that equipment, you need equipment financing that will support your investment. That’s why Bear River Financial built an equipment leasing and financing program designed to give every business options.

Startup Companies

Many companies find it hard to access the financing they need early in their lifespans because many lending institutions want two years of operating history as part of an application. We have a program designed to connect those companies to the equipment they need to get working!


When you have older equipment that you’ve paid off and you need working capital for a new project, sell that equipment and lease access to it, and you can avoid long-term debt while gaining the capital you need for your new upgrades.

Funding Tiers

There are three funding classes when you apply for equipment financing through us. Regardless of whether you are attempting to qualify for less than $150,000, between that amount and $500,000, or even more, there are a few core features of our products you can count on:

  • Terms up to 84 months
  • Flexible rates to fit a variety of customers
  • Numerous options for repayment structures
  • Prompt decisions
  • Lease or buy

B, C, and D Credits

When you’re restructuring to find your new place in the market, we can help. Established companies who are repositioning themselves can work with us to assess their equipment needs and make a plan that gets them the best financial benefit from their existing equipment.

For more information, contact us today.